Chuck Karpfinger's Update: Not a creature was stirring, except for a few smart home buyers...

Is this email not displaying correctly? View it in your browser Add lowesrealtorbenefits@inman.com to your address book to ensure email delivery. Buying & Selling Mortgages Real Estate & Personal Finance Home Improvements Lowes Moving Chuck Karpfinger's RE/MAX... Monthly Home Improvement Tips Happy December from Chuck... We have now turned back the clocks and the days are shorter. With Thanksgiving and Holidays upon us, it's time for family and friends to pay a visit.    Whatever your entertaining needs, Lowe’s can help.   And I'm here to help you and yours with all of your Real Estate needs.   While this is THE Season for celebrating it tends to be the "off-season" for most home buyers.   But those who are serious are finding some wonderful deals out there and interest rates are so low that even the Grinch couldn't complain. (Fixed rates under 4%!!)   Let me show how smart it is to buy this Winter!   Happy Holidays and the best New Year to you!   - Chuck Karpfinger, REALTOR® | contact me       FREE REAL ESTATE INFO and SEARCHES:   www.ChuckKarpfinger.com 7 steps to retexturing drywall It’s a pretty common scenario on the home improvement scene: You’ve removed some wallpaper or wainscoting, or you’ve relocated a door or a window, or maybe you’ve just repaired same drywall damage caused by one of life’s little mishaps. No matter the origin, you end up with some drywall that doesn’t have any texture on it. And now, you’re at a loss as to exactly how you’re going to get that flat, unadorned piece of drywall to blend in with the texture on the rest of the wall that’s surrounding it. 3 things to consider before starting a remodel Q: I am contemplating remodeling my kitchen and was thinking of perhaps including the formal dining room space by opening a wall between the kitchen and dining room. Have you done any research or know of any completed on the significance of doing away with formal dining rooms and its effect on resale value? TRENDS UPDATE 5 overlooked real estate marketing opportunities       Are you tired of trying to keep up with every single new technology, app and social media platform? If so, it may be time to circle back to some of the basics that are just as effective today as they were a decade ago. BUYING & SELLING How a home’s view affects value   Some San Francisco Bay Area homebuyers will buy a home only if it has a bay view. When previewing homes, they walk to the windows with views first. If the view meets their expectations, they then look at the rest of the house.  Read more » MORTGAGES Frustrating reasons for rejected appraisals   Q: "I used your site approximately 30 days ago to try to refinance the loan on my four-family rental property; the rate was locked and the appraisal came back with a satisfactory value, according to the loan officer … I was told that loan processing would take a little time, but every time I checked I was told that everything was fine and proceeding on schedule. …  Read more » REAL ESTATE & PERSONAL FINANCE How much HELOC interest can I deduct?   DEAR BENNY: This question is related to our home equity line of credit (HELOC). In 2001, we obtained this loan for $150,000, which we withdrew in its entirety to remodel the kitchen, bath, etc. This is an adjustable 25-year loan. As of 2011, we owe $122,000.  Read more » Lowe's in Your Neighborhood   Find a Lowe's near you Locate a store » Get Lowe's Emails   Take advantage of more great ideas and promotions from Lowe's Sign up today » This newsletter is intended for: clients/customers of Chuck Karpfinger, RE/MAX Realty 100, 414-453-8223, ckarpfinger@gmail.com © 2012 by Lowe's®. All rights reserved. Lowe's and the gable design are registered trades marks of LF, LLC.

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